What is a money clip?
By Jared James · Last updated 21 May 2026
Definition
A money clip is a small, flat device, usually made from metal, that holds folded banknotes and a few cards together in a compact bundle. They are a slim alternative to a traditional wallet, fitting easily into a jacket pocket without bulk, and are often made in stainless steel, sterling silver or gold and finished to a high standard. In jewellery and accessories terms, a money clip is a personal item with a long history as a gentleman's accessory, and engraved or personalised versions make popular gifts.
Frequently asked questions
- Is a money clip practical for everyday use?
- It works well if you carry a small number of cards and cash, since most clips hold around four to eight cards and a folded note or two. For someone who carries a lot, a wallet still makes more sense.
- What materials are money clips made from?
- The most common materials are stainless steel, sterling silver and gold, sometimes with leather accents. Designer and fine versions use precious metals and can be engraved or set with a simple hallmark or crest.
- Are engraved money clips a good gift?
- They make a classic gift for men, particularly for occasions like weddings, graduations or milestone birthdays. An engraved initials or date makes a money clip personal without being overstated.
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